Terms of Use

Xdebts either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software and all content (collectively, the “Content”) that is made available to you on this Web site, or alternatively has obtained the permission of the owner of the intellectual property in such Content to use the Content within this Web site. Except as provided in these Terms, Xdebts does not allow the redistribution or copying of any Content on this Website without the express written permission.  

Xdebts herewith authorizes you to display on your computer, download and print pages of this Website, subject to the following provisions: (i) the copyright notice appears on all such printouts; (ii) the information not to be altered in any manner; and (iii) the Content is only to be used for personal educational and/or non-commercial use and will not be redistributed, broadcast or copied to any other form of media.

Trademark

The trademarks, logos, icons and service marks displayed on this Website, including, but not limited to “Xdebts” are all registered and unregistered trademarks of Xdebts and others. Nothing placed within this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the express written permission of Xdebts or such third party that may own the trademarks displayed on this Web site. Your misuse of the trademarks displayed on this Website or any other Content on this Website is strictly prohibited.

User submissions

For an explanation of the practices and policies of Xdebts related to the collection, use, and storage of our users’ data, please refer to our privacy policy. You are prohibited from posting or transmitting to or from this Website any unlawful, threatening, libelous, defamatory, pornographic, obscene, or any other material that would violate any applicable law.

External links

Xdebts may provide links to third-party Web sites, and some of the content appearing to be on this Website may, in fact, be supplied by third parties (e.g. instances of framing of third-party Web sites or incorporation of content through framesets). Xdebts assumes no liability for any damages you may suffer from visiting such linked Websites, including without limitation, damages caused by computer viruses, Trojan horses or other destructive/disruptive code which may be downloaded or transferred from such linked Web sites.  

Any links contained on this Website shall not be construed as an endorsement by Xdebts of any such linked Web site. Xdebts has not reviewed or researched the full content on these linked Web sites and will not be held responsible should you encounter any materials that may appear inaccurate, indecent or illegal. If you visit such a Web site that is linked to this Website, please contact [email protected] and we will determine if the link should be either removed from this Web site or not to be shared with users. 

You may not provide a link to this Website without our express written permission. If you would like to provide a link to this Website, please [email protected]

Disclaimer

THE CONTENT OF THIS WEBSITE IS PROVIDED “AS IS” WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY.  

Information provided on this Website is provided free of charge and is primarily for informational purposes only. Such information should not be relied upon or used as the underlying basis for any decision.  

Particular information contained within this Website has been provided to Xdebts by third parties. Each user of this Website must carry out their own due diligence in respect of all matters referred to and satisfy themselves as to the accuracy thereof.  

Although Xdebts uses reasonable efforts to maintain the accuracy and currency of the Content of this Website, Xdebts makes no warranties or representations as to its accuracy or currency. This Website may contain typographical errors and technical inaccuracies. Xdebts assumes no liability or responsibility for any errors or omissions in the Content of this Web site.  

Although Xdebts uses reasonable efforts to ensure that all software provided at this Website is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.  

Xdebts may update and/or modify the information contained on this Website at any time and without notice.

Limitation of liability

IN NO EVENT WILL XDEBTS, ITS AGENTS OR OTHER THIRD PARTIES MENTIONED IN THIS WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM LOST PROFITS, LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS WEB SITE, ANY WEB SITES LINKED TO THIS WEB SITE, OR THE CONTENT CONTAINED ON ANY OR ALL SUCH WEB SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANOTHER PARTY. IF YOUR USE OF THE CONTENT ON THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF.

Acknowledgement

By using this Website, you hereby acknowledge and agree that: (i) any use of the information on this Web site is not a representative for professional advice; (ii) use of the information on this Website does not relieve you from applying the standard of care and skill relevant to the use of such information contained on this Website; and (iii) you are solely responsible for ensuring the correctness, accuracy, and reliability of all information provided on this Web site.

General

If you breach any of these Terms, your permission to use this Web site automatically terminates and you must immediately destroy or remove any downloaded or printed Content.

Xdebts will aggressively enforce its intellectual property rights to the fullest extent of the law.

If any provision of these Terms shall be unlawful, void or unenforceable for any reason, then any such provision shall be deemed severable to the extent that it is lawful, void or unenforceable, but shall not affect the validity or enforceability of the remaining provisions.

These terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein without reference to the principles of conflicts of laws thereof. Any dispute arising from these Terms shall be resolved exclusively in the Province of Ontario by the courts of the Province of Ontario.

By using this Website, you agree to be bound by these Terms and consent to the collection, use, and storage of your information by Xdebts in the manner described in our privacy policy. Xdebts reserves the right to make changes to these Terms and our privacy policy from time to time without notice. When using this Website, you should review the current Terms and privacy policy to determine if they have been amended since your last visit.

Revised: March 04, 2022

Xdebts Debt Solutions disclaimer

Xdebts Debt Solutions is a Canadian member firm within Xcash Financial Services INC.

Xdebts Debt Solutions and the member firms are not a worldwide partnership. Services are delivered by the member firms independently.

Not all member firms provide the full range of services mentioned within this Web site.

Xdebts Debt Solutions is located in Canada and is a member firm of Xcash Financial Services INC.