About Us

Xdebts was founded in the wake of the 2015 financial crisis — a time when countless Canadians were blindsided by debt, uncertainty, and financial hardship. As people struggled to stay afloat, many found themselves trapped in programs that offered little help, charged hidden fees, and treated them like numbers, not people.

We knew something had to change.

At Xdebts, we set out to challenge the status quo. Our mission was simple but powerful: to bring humanity back into the debt relief process.

What sets us apart? It’s our unwavering commitment to you. We take the time to truly understand your financial situation — no judgment, no pressure. We work with you to create real solutions tailored to your needs. No cookie-cutter programs. No surprises. Just clear, honest guidance every step of the way.

Transparency and trust are at the heart of everything we do. Your questions matter. Your concerns matter. And most of all — you matter.

At Xdebts, you’re more than a client — you’re family. And when we say we’re here for you, we mean it. We take pride in every person we help, and we won’t stop until we’ve done everything we can to get you back on track.