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Referral program

Know someone stuck in debt?
Helping them pays.

Refer a friend or family member to us. When their Consumer Proposal goes through, you earn $200. And it keeps going: when the person you referred refers someone else, they earn $200 and you earn another $150.

How the rewards work

Everyone in the chain wins.

You

You refer Sarah

Sarah books her free consultation and files a Consumer Proposal with us.

You earn $200
S

Sarah refers Mike

Now Sarah is the referrer. When Mike's proposal goes through:

Sarah earns $200
You earn $150 more
M

Mike keeps it going

Every new referral starts the same cycle again, with no limit.

Mike earns $200
Sarah earns $150

There is no cap on referrals. Refer three people whose proposals go through and that is $600, before counting anyone they refer.

Three simple steps

How to refer someone.

1

Send us their info

Use the form below, or have your friend mention your name when they call us.

2

They get their free consultation

Same as everyone: free, confidential, no obligation, and no impact on their credit for asking.

3

You get paid

Once their Consumer Proposal goes through, we send your reward by e-transfer.

Refer someone now

We will reach out to them gently. No pressure, no spam, and your name only comes up if you want it to.

About you

About the person you are referring

Please make sure you have this person's permission to share their contact information with us.

Referral received. Thank you!

We will reach out to them within one business day. Once their proposal goes through, we will contact you about your $200 reward.

The fine print, in plain language:
  • Rewards are paid once the referred person's Consumer Proposal is filed and accepted, and their first payment has cleared.
  • $200 for each person you refer directly. $150 each time someone you referred successfully refers someone else.
  • No limit on how many people you can refer. Rewards are paid by e-transfer, normally within 30 days of qualifying.
  • The referred person must be new to Xdebts, and you cannot refer yourself.
  • The program may change or end for future referrals, but any reward you have already qualified for will always be honoured.